Loan Scholarship Process
The merit-based J. N. Tata Endowment loan scholarship is awarded one-time to Indians for full-time Postgraduate/Ph.D./Postdoctoral/Research fellowships studies overseas, in all fields, irrespective of caste, creed, gender, or community. The amount of the loan scholarship, ranging between Rs.1,00,000/- and Rs.10,00,000/-is, however, determined on the basis of the norms laid down for the purpose, and does not cover the full cost of studies. All selected scholars do not necessarily qualify for the maximum amount.
In addition, scholars may also be recommended for partial travel assistance (a maximum of Rs.50,000/-) and a gift award from our allied Trusts, as may be decided at the sole discretion of the Trustees of the concerned Trusts. The gift award ranges between Rs.2,00,000/- and Rs.7,50,000/- and depends on the academic performance of candidates in the course for which they are awarded the JN Tata loan scholarship. The gift award will be considered only for those who submit relevant academic performance proof such as a transcript and progress report.
Eligibility Criteria
- Candidates should be Indians, not older than 45 years as on June 30, 2023, and graduates of a recognised Indian University with at least 60% marks on average in their undergraduate or post-graduate studies. If the undergraduate degree is not from a recognised University in India, candidates are not eligible to apply.
- Candidates who did not get selected in the previous year/earlier for the loan scholarship. Candidates who were awarded but could not avail of the loan scholarship are also eligible to apply. Such candidates are required to follow the entire selection process.
- Candidates who missed applying to the J N Tata Endowment at the beginning of their overseas studies may apply at the end of 1st year or the beginning of 2nd year provided there is a minimum of 12 months remaining in their studies, at the time of award of the loan scholarship, which is usually July of any calendar year.
- Candidates in the final year of their degree courses and awaiting results are eligible to apply. Candidates may apply even if they do not have the admission/offer letters at the time of making the application, from the Universities to which they have applied for the academic year 2023-2024. However, they must update their application status with the Endowment once they secured admission by sending an appropriate email to jnte@tatatruts.org by quoting the reference number which appears on the top left side of the form.
- Candidates who are planning to study for diplomas of at least 1 year duration whose entry-level requirement is higher secondary level are not eligible to apply.
- Candidates going overseas for seminars, conferences, training, workshops, paper presentation, undergraduate studies, and any post-graduate degree/diploma/certificates through Distance learning or online medium are not eligible to apply.
- Candidates planning to pursue postgraduate and undergraduate studies in India are not eligible to apply.
- The course to which candidates are admitted must be recognized as a Graduate Program (post-graduate in Indian terminology).
- J N Tata scholars who have fully repaid their existing loan scholarship amount are eligible to apply.